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August 27, 2009

FICO Insights White Paper: How are credit line decreases impacting credit risk?

As lenders reduce or close credit lines to mitigate exposure, new research explores its impact on FICO® scores

In the wake of unprecedented delinquencies, recent reports suggest that lenders are more actively decreasing available credit for more customers, including those in good standing. News media, the government and consumer advocates have all taken notice.

How has this activity impacted FICO® scores? FICO conducted research to find out, as well as determine whether credit utilization data is still predictive. This new white paper highlights key findings.

Download the Insights white paper: How are credit line decreases impacting consumer credit risk?

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